The Best Level Of Business-To-Business Transaction

The Best Level Of Business-To-Business Transaction

Accepting credit card payments has opened new avenues of business opportunities for the smart owners. They get the goodwill from account providers, card providers and associations and the transaction units. Customers spread across a wider geographic expanse find it convenient to shop for your products in any location of their choice and your capability in accepting card payments is sometimes taken as a mark of your stature. The only downside of credit card transaction is that you have to set aside a considerable amount for maintenance and discount rates.

To make the expenses involved in enabling credit card payments at par with the grade of your business returns, the card processing services are divided into three Levels; Level 1, Level 2, and Level 3, based on the data to be given as details and the cost of charges to be paid by the merchant.

The most expensive of the three is the Level 1 processing, but if you come under the high-risk category or do not have the necessary data to fill all the required fields either due to unavailability or due to restriction, the Level is the most suited disregarding the cost. You are expected to furnish the fields because the more the details you are filling into, the more trustworthy and standardized your business seems to other businesses and customers.


How would a Level 2 or Level 3 processing help in improving your business?


The more affordable and flexible processing methods are offered to the merchants through the Levels 2 and 3, with the extra effort that you need to fill in additional fields to be eligible for the service. When you bank in more data, it is essentially interpreted by the business world that you have a more credible business and has better clarity in management.

Take the case of the altcoin mining software Ethereum Code for instance. In spite of the many confusions regarding cryptocurrencies, the software has carved a niche for itself because the readers are able to read more about Ethereum Code through various media and it excels in giving all the clarity associated with its working.

The risk involved in getting associated with a well-laid and sorted out business is much lesser for the partners and customers as well as the regulating authorities.

The success of a business depends on the nature of clients it serves and if government agencies or the upper influential business partners show trust in what you provide, it should be the biggest boost to your success. Government contracts and corporations are particularly attracted to merchants who spend less on credit card processing by submitting more data and achieving a class 2 or 3 processing method.


Advantages of paying with Bitcoin


As a result of the distinctive nature of digital currency, there appear to be some intrinsic benefits attached for transacting through bitcoins that the investors of other currencies do not avail. Digital currencies are apparently the novel and untested method of digital exchange, and the traders have to be extremely careful in calculating the benefits and risks that are associated by trading in the digital currency market.  A review of some remarkable opportunities rendered by bitcoins is as follows:

User Anonymity

The purchase of bitcoins is discrete in nature. Unless an investor publishes the transactions made with bitcoins voluntarily, the purchases made by the user are not linked in any way with his personal identity details, more or less like purchases made using only cash, and so are not possible to be tracked back to the actual investor. To be specific, the unknown bitcoin address that is obtained for purchase by users tends to change with each transaction made.

No Third-party Interruptions

One of the added advantages that are widely publicized concerning bitcoin is that banking institutions and other financial intermediaries, various governments are in no way able to intervene into any user transactions or freeze any of the bitcoin accounts of the traders. This virtual system is absolutely individual to individual, and users are able to indulge in a higher degree of freedom than with the common national currencies that are available.

Purchases Are Tax-Free

As it’s not possible for the third parties to recognize, track or block any transactions that are done using the virtual currencies or bitcoins, the users can avail the major advantage of making purchases using bitcoins without any sales tax attached to it.

Relatively Low Transaction Fees

Foreign purchases and usual wire transfers normally tend to have a transaction fee and exchange costs attached to it. Also as there are banks, financial institutions or government involved the cost of transactions are maintained at a very low level. This is greatly beneficial for travelers. In addition to that, transferring using bitcoins takes place very swiftly, extinguishing the inconveniences caused by general authorization requirements and the long waiting periods.

Mobile Payments

Just like any other online payment techniques, bitcoin traders can also make purchases with their coins with the help of internet access. This shows that the purchasers do not have to go to the bank or a specific store to buy the product they require. Nevertheless, like the online payments using credit or debit cards or through banks, personal information is not required to generate any digital transaction.

Setting the right foundation to become a cryptocurrency investor


When it comes to starting your investment journey you would be bombarded with a variety of ideas. But there is no standard rule book that talks about the best and the most profitable investment. Profits made in an investment is a relative concept. Some prefer waiting long to make larger profits. But some prefer making smaller yet quicker gains. So if you have chosen cryptocurrencies as your investment instrument then you should begin with understanding your investment goals. Even within cryptocurrency investments, there are various strategies that you could adopt.

If you have a limited amount of capital at hand and limited time at your disposal you could perhaps try one of the trading bots like Ethereum Code. An automated trading bot would end up saving your time. But spend enough time to identify and pick the most trusted bot.

Benefits of cryptocurrency investment

The technology that powers the cryptocurrency system, Blockchain, is known to take decentralization to an all new level and incorporate the security that is very much required today. Given that the cryptocurrency system, on the whole, is convenient it is very easy for any new investor to try out investment in cryptocurrencies. There have been impressive cycles in the crypto trading market. With the profits that most crypto investors have made this has evolved to become one of the most sought-after trading options.

Things to remember when you invest in cryptocurrencies

If you would like to become a better crypto currency investor here are a few things you should remember:

  1. Consider the right currency to invest in

When we talk about the right currency it is not just about the current price but about the intrinsic value. Also look at the portability of the currency and the places where you would be able to use it.

  1. Choose the best exchange

After all the exchange you operate with and the security it offers would determine the security of your cryptocurrency transactions. You would be able to allow a capital for investing in cryptocurrencies if you have chosen the best exchange and a cryptocurrency with the potential for growth.

  1. Consider the right option to secure your currencies

There are physical and software wallets available to help you secure your cryptocurrencies. These might be great as long-term investments and enhance the security of your assets.

   Tips to select a good Cryptocurrency Broker


The extraordinary popularity of the cryptocurrency trading over the last year has created a lot of interest among the new entrants in the financial markets as well as experienced traders to get their share of profits in the large market cap of the virtual currency, unlike fiat currency which is controlled by the central banks, this currency is decentralized and works using a public transaction database doubling as a distributed ledger with record of every transaction which goes through them.

The legitimacy of the transactions taking place through the public ledger is only with a mere consensus from the user and the next buyer/seller, or simply connecting the dots from one block to another using the coins for the transactions. Since the growth of cryptocurrency is phenomenal there is always a requirement to choose the best broker in the industry to get the additional profits from binary options, stock and forex trading.

Simple tips while selecting a good Crypto broker

  • having a large capital base of their own is prudent, rather than choosing a broker whose capital base is bigger or equal to the amount the trader plans to invests, safeguarding their coins with the trust that the broker has a good financial backing and does not go insolvent, unlike a CFD Trader, if not go through Crypto CFD Trader Review.
  • an efficient trading platform is top in priority while trading in cryptocurrencies or Forex as a slow and unresponsive platform gives a chance to miss the trade signals and incur losses,
  • having the right expertise to give a credible information for trading, hold appropriate licenses as there is a high scope of being defrauded as the market is relatively new and inexperienced traders tend to lose money with scamming brokers
  • before entering into a contract the broker should clearly specify the mode of payment for their services as some of them charge commission, fees based on every set of transactions, fees for trading in particular exchanges, fees to maintain the wallets of the traders
  • sharing new notifications, latest developments in the crypto markets, and explain new traders the concept of how cryptocurrencies work and the blockchain technology used in simple terms for easy understanding without using jargons to confuse, they should also develop dashboards with latest trends, charts and spreads to make the traders understand how the markets work

Keeping in mind today that trading can be done across the world beyond the geographical locations, the traders/investors are always looking up to the crypto brokers for suggestions to improve their trading experience and maintain a good digital wallet.

Ignorance is bliss no longer!

Growing up, I always heard this adage:

But it was only when I was in high school I realized how untrue and how misleading this oft-repeated saying is! I do not ever believe that ignorance is bliss. What I do believe is ignorance is a curse and a very bad one!

Friends who know me and my philosophy have over the years tried to have fun at my expense. This guy who was with me in college went ahead to write a comedy play in which the protagonist was a person inspired by me!

The guy in the tale has a girlfriend who is double-timing him and he is blissfully unaware. The play unfolds with a lot of scenes trying to bring home the point to its audiences that ignorance can be bliss in a lot of situations. But you see, I strongly disagree with this premise as well.

Let me explain this with an example from my own life.

When I was still in college, my friends were looking out for a part-time job to fund their education and hostel life. They were quite successful in getting a job at the supermarket and at the gas station. I did try too and I also got a job as a teller at the cash counter of one of the biggest supermarkets in this part of the town.

Standing at the teller took a whole lot of effort. Did I tell you that it was one of the most popular ones in the area and that ensured that we always had a crowd. This meant that I had to stand for the most part of my job. I wanted to be able to finish my assignments in time no honestly I meant to but the end of the day I would have no energy or inclination to.

So, I started trading online:

I was browsing facebook and I came across a link sponsored by and I opened it to learn more. In it, I learned that it was possible to earn a good enough income sitting in a place and trading online. How I was thankful because only three months into my job, my feet were sore withstanding prolonged hours at the cash counter.

Trading online gave me wings!

I could attend college fresh as a flower and that meant I could grasp the course content really well. Besides, I had enough time in the evening to finish assignments and to socialize and I used to trade in the night because the online markets don’t shut down at all. You can trade around the clock. Isn’t that wonderful! Go try now!!

Episode 75: Stories from the Round Table

6th Birthday of the Music Therapy Round Table Podcast

Making money has become a huge necessity for every person to fulfill basic needs of them and their family. Many people choose to trade as it will become support and help them to gain extra income. To get more details and clarity on online trading you can see this article as it includes complete information about online trading, binary options, robots, and brokers. The process is so simple that user needs to sign up with robot that he is interested and make an initial deposit of $250 and secure their spot, and the user will be redirected to brokers page in which all of them are authentic and reliable so users need not to worry about their funds as they are in safe hands.

Advantages using binary options:

  • Two modes available, manual and auto-pilot mode
  • Customer support round the clock
  • Traders get material required
  • Initial deposits required are so small
  • Traders can navigate easily
  • No complications while using application
  • Returns are high
  • Can manage risk
  • Can be used on any device
  • Web-based application

There are few disadvantages using this binary option:

  • Internet access is must require a thing
  • The success is not guaranteed as it is won or lose situation
  • A trader should be able to calculate the risk.

Happy Birthday, Music Therapy Round Table! This month marks our 6th year since launching the podcast on February 5, 2010. We’ve covered countless topics and hosted numerous guests in the past 74 episodes, while behind the scenes we’ve navigated both personal and professional changes.

In this episode 75 of the Music Therapy Round Table podcast, you’ll get to know us even better as we share stories related to our journeys as music therapists.

Show Notes

Music Memos App – A new recording app for Apple devices. Record your song ideas using just the external mic of your phone or ipad, and the app will follow your lead, adding bass and guitar backing tracks.

What do you think?

What do you think? We always welcome comments and questions. Simply fill out the comment field below to let us know what you think.

Subscribe for free!

Download the latest episode here or subscribe by email for free to automatically get new episodes sent to you.

Come join us!

Do you love the Music Therapy Round Table podcast? If so, come check out Music Therapy Pro. Changes are coming soon…

Episode 73: What’s Up With Music & Memory? An Interview With Jennifer Geiger


Usage of binary options has become popular and they are very easy to use or navigate both novices and experienced can use them by just doing tap. And the complete information about these applications or robots can be obtained by taking a visit the following site name top 10 binary signals. The main purpose of this site is to improve knowledge for traders about the online trading, binary options, applications and techniques involved. The profits are too high that is more than 91% and never drop less than 65% so the user can be tension free as they are definitely going to gain profits. This site always keeps traders posted about the robots, brokers, and changes that are going in the online market. They also make constant research on applications and also find out the facts about newly emerging applications and do an investigation on them and write reviews on their site and help people to know information, make clear view about the robot. By looking at reviews traders can get a clear view of which application to use for performing traders. They help traders at their best to recognize which system is legit, reliable and authentic. There are many advantages and disadvantages while using these applications to get more information you can visit our official site.

This episode is an interview with AMTA President-Elect, Jennifer Geiger. In addition to providing leadership in our professional organization, Jennifer has been a business owner since the year 2000 (congratulate her on her 15-year anniversary!) and has specialized in working with older adults for nearly two decades.


Our topic for this podcast, the Music & Memory program, touches on a population that is dear to Jennifer. Her experience and wisdom shines through in this episode.


Show Notes

Music & Memory

You’re Looking At Me Like I Live Here And I Don’t – Trailer (Jennifer has a cameo in the full-length feature!)

Recommended Best Practices For Collaborations With Music & Memory Programs

Find Jennifer on social media:
Twitter: @jennifermtbc
Instagram: jennifermtbc

What do you think?

What do you think? We always welcome comments and questions. Simply fill out the comment field below to let us know what you think.

Subscribe for free!

Download the latest episode here or subscribe by email for free to automatically get new episodes sent to you.

Come join us!

Do you love the Music Therapy Round Table podcast? If so, come check out Music Therapy Pro. Changes are coming soon…

Episode 71: How To Effectively Work From Home



The best source to know about the online trading and binary options is top 10 binary signals whose main aim is to give detailed explanation and clarity to traders about use, objective and information related to binary options and their use for online trading. They always keep posted about the changes and alterations that are going in the market and how will they affect the profits. The main advantage of online trading is that it will deliver high profits, can easily predict the situation whether they will win or lose the investment made on asset, the percentage of returns is more than 91% and never go less than 65% which in other terms mean that traders can gain high returns than they expected, the time is taken to perform trade is less than 60 sec so user need not wait long for processing their investment. There is no need to pay commission for brokers, unlike another process. Advantages of performing online trading:

  • Results will be obtained just in few minutes
  • The investments made can be monitored easily
  • The process is more secure
  • You can manage risk
  • Have the option to perform reverse trading.

Many music therapists find themselves working from home in one way or another. They may be in private practice with a home office or need to take some work home for the night. Unfortunately, it’s not always easy to be efficient in the home environment.

In this episode 71 of the Music Therapy Round Table podcast, we take a look at the positives and challenges that come when working at home as well as share tips to improve our productivity.

Show Notes

Some beautiful pics from Matt’s hike:

Here he is with the half dome in the background…

And here are his amazing friends at the top!


  • Rachel’s story in the Springfield Business Journal
  • Julie Palmieri at Serenade Designs
  • 19 Things You Should Never Say To Someone Who Works From Home
  • Project Management Websites: Basecamp & ASANA
  • Cadenza 5K

What do you think?

We always welcome comments and questions. Simply fill out the comment field below to let us know what you think.

Subscribe for free!

Download the latest episode here or subscribe by email for free to automatically get new episodes sent to you.

Come join us!

Do you love the Music Therapy Round Table podcast? If so, come check out Music Therapy Pro. Changes are coming soon…

Episode 70: What We’re Reading

What We're Reading

As hard as it can be to fit reading into our busy schedules, it’s a great form of both personal development and self-care. We’re always looking for book recommendations ourselves, so we thought we’d help you expand your reading list.

Binary options are known to be exotic ones but are very simple to use for both experienced and novices, can know more about them here. The software used in these applications are high- altered, automated with a sophisticated algorithm which helps the user to perform trades by choosing the best asset to invest and help traders to achieve profits as they want. Process is very simple that trader just need to sign-up by giving his basic details like name, email address, telephone number etc. and they need to make some initial deposit and link up with broker that are available in application, the brokers available in application are authentic and reliable hence traders need not to worry about the investment or funds deposited. When auto-pilot mode is switched on the process will be going on until the trader gives instruction to stop the process. The signals generated by the automated system will be delivered to trader by various means like e-mail, SMS or when trader visits the website. Trader with zero experience can also understand the process very easily as the application will indicate the raise or decrease the value of asset by words up or down.

In this episode 70 of the Music Therapy Round Table podcast, the four of us share what we’re reading this month, and how it applies to our personal and professional lives.

Show Notes

Michelle is reading:
The Life Changing Magic of Cleaning Up

Kimberly is reading:
The Marriage of Opposites

Matt is Reading:
Louder Than Words: Harness the Power of Your Authentic Voice
Brain Rules

Rachel is reading:
The Fringe Hours

Cool Resource

Check out Wunderlist, a cloud-based task management application. It allows users to manage their tasks from a smartphone, tablet and computer for free. Learn more at

What do you think?

What do you think? We always welcome comments and questions. Simply fill out the comment field below to let us know what you think.

Subscribe for free!

Download the latest episode here or subscribe by email for free to automatically get new episodes sent to you.

Come join us!

Do you love the Music Therapy Round Table podcast? If so, come check out Music Therapy Pro. Changes are coming soon…

Episode 65: The Transition from Intern to Professional

Binary options are used for purpose of trading and are very simple to use and it has the ability to find multiple fluctuations that are going on in the global market. But traders those are who are new for this stream need to do thorough research and understand risks and rewards of this application and these applications are often misunderstood, this binary option is different from traditional options that are used for purpose of trading. There are various robots available in the market which has automated software in which user just need to sign-up and push button of auto-pilot mode and remaining process will be done by the robot itself. You can sit back, relax and get your profits at the same time. To get more information about this robot you can Visit Top 10 Binary Signals.

The four of us have been there: at the end of a six-month (or longer) internship, on the cusp of becoming professional music therapists. As exciting as it is to be in this position, it can also be a little scary and overwhelming.

In this episode 65 of the Music Therapy Round Table podcast, we’ll talk through the transition from intern to professional music therapist, and share tips for how you as an intern can make it as smooth as possible…and if you’re already a professional, how you can help new professionals ease into the working world.

Cool Resources

AMTA’s “Welcome to the Profession” Intern Packet – These packets are designed to help make the transition from student to professional and are filled with information from AMTA, resources and tips for the new professional, and valuable coupons totaling up to $150 for the first year of your career as a professional music therapist.

Listen & Learn Plus! Membership for Students & Interns – Access to over 200 songs (including mp3/instrumental downloads and lead sheets), visual aides, and many other resources for the discounted price of $5/month (half the regular monthly price).

What do you think?

What do you think? We always welcome comments and questions. Simply fill out the comment field below to let us know what you think.

Subscribe for free!

Download the latest episode here or subscribe by email for free to automatically get new episodes sent to you.

Come join us!

Do you love the Music Therapy Round Table podcast? If so, come join us at Music Therapy Pro, a premier online resource for music therapists like you! We look forward to seeing you there.